Monday, 9 December 2019

What is Fastag and how to get it Paytm Fastag Online? How to Order Fastag | Fee & Charges

What is Fastag? How to Apply Paytm Fastag Online? How to Order Fastag | Fee & Charges 

Fastag as you may know.

 When you have found a pair to fasten your car If you still do not apply Fastag to your car, in that case, you may have to fill the challan twice. So in this post, we will know that this

  • What is fastag and how to get it?
  • Where and how can we make fastag?
  • What documents do we need to create a fastag? And what are the benefits of Fastag? And most importantly, how much money will we have to spend to make Fastag.

what is fastag and how to get it

So let's know

Guys, whenever you go through a toll plaza, with your car
So you have to stop there to pay the toll plaza charge. Many times there is a very long line, in which you have to wait. After that, you can pay the fee, and then you get the receipt. Then you are allowed to proceed from there.

But friends, if you keep Fastag, then you do not need to stop at the toll plaza and your charge will also be paid automatically because it is due to Fastag.

Fastag. This is a strip. Like the Metro card, Fastag will have to be stuck on the windscreen of your car.

It is recharged. You have to recharge it first and after that when you go through the toll plaza then as you reach near the toll plaza then your fastag is tracked using the toll plaza's camera and sensor and the amount you recharge in fastag is that. The toll plaza fee is deducted from the amount and you are allowed to proceed, there was no need to stop. Therefore you did not have to stop here and the charge of the toll plaza was also paid hence it is called Fastag.

 What are the benefits of making Fastag?

There are many advantages to making it

First of all, while you were waiting in the long line, at that time, you would be looking at it. There would be many other counters on the shore at the same toll booth, which would be the counter fastag. No vehicle would stop and it would be coming and going. So they have a lot of time left and you have wasted a lot of time.

So friends here, if you get Fastag, you can save your time like those people.

The other advantage will be that you will not need to carry cash there. So in this way you can also promote cashlessly.

The third advantage is that if you use Fastag, you will also get cashback here, that too at 2 places.

The first way is
You recharge metro card, you get cashback
Similarly, you will get cashback on recharging this fastag.

And other when you use this fastag at the toll plaza, you can also get a cashback of 2.5% there. That is, cashback was available in the first recharge and secondly, you will get cashback when you deduct money on your toll plaza.
So if you go through the toll plaza without fastag, then you don't get any cashback there. So, friends, there are many benefits of Fastag like this.

If you get Fastag, then you will also know about all the benefits. So now the thing is that if we want to make this fastag then what documents should we have

You must have 3 documents to create a fastag.

 The first document is
Your vehicle registration certificate, also known as RC.

Another document is
Must have 1 passport size photo

And the third document
Your KYC document is a KYC document, in which you can give your Aadhar card, PAN card, Voter ID card. Any document verified by passport or something similar, the state government and central government can give.
So you should have these three documents.

So now it comes

Where and how can you make fastag

Friends, the first option is to create fastag

That is the toll plaza, meaning the toll booth. If you are going through the toll booth and if you have that time then you can stop there and put your fastag.

Another option is private banks

You can do this Fastag. Applying to almost all private banks if you want to know which banks apply? So you can see in the description box. There you will find a list of all banks and you can apply both online and offline.

You can also apply by visiting the official website from the bank.
You can apply offline by going directly to the bank.

The third option is the best option

It is from Paytm, I said it is best if you make Fastag from bank or toll plaza then you have to use an application. To recharge the fastag.
But, if you make it through Paytm, then you will be able to recharge.
Fastag with Paytm. Along with this, you will also get a lot of Paytm offers. The same friend if you make them with Paytm, then the way Paytm gets a section to manage postpaid and Paytm Bank everything, in the same way, you also have a section of My Fastag on Paytm. Where you can check.

You can see the statement of how much balance is there in your fastag. How much money is deducted and when deducted You can also add money from Paytm to Fastag. So you get all these facilities on Paytm.

How to make fastag using  Paytm app

To make it, you usually have to open the Paytm app. After opening Paytm, the search bar appears at the top. Write fastag to search there. When you search, you will have a choice of fastag. You have to click on fastag. You will see four options as soon as you click.

  • In which the first option will be Buy Fastag.
  • The second option is the management of Fastag.
  • The third option is to add money to Fastag.
  • And the fourth option is another toll fee.

So there you have to go to the first option, click on buy fastag. As soon as you click, 2-3 columns will be open, in which in the first column you have to fill the RC (Registration Certificate Number of your vehicle) number.
 After that, you have to take a photo of your RC front and if you have made a new RC, then you also look back. If there is anything, take a photo of it too.

So friends see below are 2 options
RC number where you have filled it. An upload will be written in both
You have to click on upload and in the first option, you have to upload the photo of the front.

And in another option, you have to upload the back photo. If there is nothing behind for your RC. To upload the same photo in front of both of you.
After uploading, you will see the address below there, so whatever address you want to get your fastag. You can provide that address there.

The address you should already use in Paytm and then click on Buy Now. Then you people will have to pay 400 rupees there. Using UPI, Net Banking, Debit Card, Credit Card, then in a few days your Fastag will come before you again friends, another information is that

You can recharge in this fastag. Up to a maximum of Rs 1 lakh and whatever you recharge or have created Fastag, it is valid for 5 years only. After that you have to renew it again, here is the complete information about Fastag.

If you like this post then you can share this post.

Sunday, 8 December 2019

What is CIBIL Score - Credit Score Full Explained in Detail

What is CIBIL Score - Credit Score Full Explained in Detail | Cibil Score Check free 

Friends, whenever you want to take any kind of loan from anywhere or make a credit card, then lender Means Banks or, financial institutions, first of all, check your CIBIL score and if your CIBIL score is low, so your loan Or will not approve credit card. So why does this happen?

  • What is the CIBIL score?
  • How is the CIBIL score calculated?
  • How can you check your civil score for free and most importantly if you have a low score, how can you improve it?

Let's know.

Credit Information Bureau (India) Limited ie CIBIL
CIBIL is India's largest and reliable credit bureau. Which are connected to almost all banks and financial institutions?
What is CIBIL Score - Credit Score Full Explained in Detail

Provide a credit score, so we credited the CIBIL score, so what does this CIBIL score mean?

Mitra sends all the information related to your personal and credit institution to the credit bureau, and in this way, the credit bureau has all the information.
Relates to your loan and credit. To analyze all your data or information with a credit bureau like CIBIL creates a credit report and you get a ranking according to that credit report.

Which is from 300 to 900, this ranking is called Sibilian score, score close to 900, your performance is considered good. Therefore, before sanctioning a loan or before a credit card, see the same credit score, because in this credit score you asked the bank to take a loan or you have a relationship with the bank, all things are made.

So now we will talk about the bank

By looking at what factors this credit bureau, these credit scores are prepared
So let me tell you. This credit report is made up of four factors

So who are those four factors? And what factors are given weight

Friends, the first factor is that your previous performance
When about 30% weight is given, a credit score is calculated
What loan have you received in the past performance? And whether or not you have repaid the loan on repayment time. If you have not paid on time, this is a false effect on your credit score. If you pay only on payment time, then your credit score will be positively affected. And if you guys have a credit card, that's why you are paying its bill at once
Or not paying time on it. It also has a great effect, on calculating your credit score, this is what happened to Friends First Factor

Now it comes to another factor Friends of the second factor.
Credit type and duration. Credit type instrument. You have secured the loan, or have an unsecured loan and how much time is for the period, 25% weight is given when calculating this double credit score.

Saying credit type means that you have secured a loan or unsecured loan from a bank friend. If you do not know much about secured and unsecured, then let me tell you that a secured loan is a loan, which is to take a loan.

Do you have any property or valuable item, it has to be kept with the bank and it is a condition that if you do not return the loan amount to the bank.

The bank has the right, or it will seize that valuable thing, at the time fixed. So such a loan is called the secured loan. If you take a gold loan or a property loan, then all these loans fall into a secured loan. If you talk about unsecured loans,

In a bank unsecured loan, you do not have to keep anything with the bank. Seeing your capabilities, the bank gives you a loan. If you talk about education loans, you do not have to put anything in an education loan.
The bank takes some certificates from you and gives a loan. Similarly, if you talk about personal loans, the same goes for personal loans. So this whole lane comes under unsecured debt

But friends, let me tell you that the secured loan is much higher than the interest rate of the unsecured. So if you have already taken an unsecured loan. In advance, the banker thinks that you have too much interest in the past.
Because of which he does not want to give you a loan and your credit score also goes down. The same loan that you pay for the loan you are repaying on time. The same loan for you. The loan that you are repaying on time has a positive effect on your credit score.

So now let's talk about the third factor

The third factor comes in credit usage. Credit utility means, friends, what do you do if you have a credit card and its credit limit is 1 lakh. If you use the full limit of that credit card.

It has a very bad effect on your credit score. Because credit utilization is also given 25% weight, for calculating credit score

Friend if you have a credit card, otherwise, banks provide you with a credit card. You should use a credit limit of only 3% on it. If you use a range of 30-35%. Then your credit score is correct. But if you do this for the total credit limit

Then it has a wrong effect on your credit score.

So let's remember you today if you have a credit card, then you only use its 30-35% credit limit, leave the rest as it is and you pay the bill on time.

Now let's talk about the fourth factor.
The fourth factor is other, many small factories come, like some facts, I tell you guys, what do you do whenever you have to take a loan. The number of bank accounts you have. You apply for a loan in all banks, all banks send the information of this loan to the credit bureau. Credit bureaus feel that you are very hungry for a loan. Because of which your credit score goes down. And friends are given 20% weight to other factories. This can greatly reduce your credit score, you need a loan of 1 lakh but if you apply it in 5 banks. Credit bureaus get 5 lakhs information from banks and in this way the credit bureaus feel that you are very hungry for loans, you have applied at 5 places. Therefore friends have a very wrong effect on your credit score.

Whenever you want to take a loan, you only apply to the bank. Then your credit score will also remain and you will get a loan easily. But if you apply at 5 places, your credit score goes down and you do not have the loan approved. So there are four factors that your credit score is calculated by looking at friends.

 we know how to check our credit score

There are many ways to check the CIBIL score as you can see or now Paytm also launched which you can also check.

But this is the official way is the official website of the CIBIL Credit Bureau. From where you can know your credit score for free,

So how?

Friends, for you, go to any web browser on your computer or smartphone and search it.

When you search it, a webpage will open, a button will appear, now you have to click on it, as soon as you click on it. Then some personal information columns will be open and you will also have to provide a document in it.

So you fill all the information, you will be told your credit score, you can know your credit score with it

If you want to know from Paytm, then you have to open your Paytm application. And comes to the home screen. Three lines should appear in the top left corner of the home screen. You have to click on it, as soon as you click on it. Some options will open, you have to slide it down

A new option will appear on my credit score. You must click on my credit score. As soon as you click on my credit score then it will be given options. Please fill in some personal details. Such as first name, last name, date of birth, email id and phone number will fill this complete information and then be processed. Credit score will be shown to you but data that they will be friends

Will not belong to CIBIL

Just as CIBIL is a credit bureau, the experience is also a credit bureau. So you can see the data of or or

You see the data of the Experiment Credit Bureau, do not look at the data of the Civil Credit Bureau. So guys, make sure that CIBIL's credit score is accurate and uses the same credit score.

Almost all bankers and financial institutions therefore you should check with the same. You can learn from here also, even if it is not wrong.

You can know one thing here. Where you are showing the CIBIL score, you will have 2 options at the bottom. When you go to that option, he will tell you then he will tell you what loan you have taken for which you have taken a credit card. Which loan you have taken earlier, payment completed, if you have not completed the payment, then which loan is currently active, it will also show the complete information. So you can see by looking at someone else's data.

Which are the loans that have taken credit cards?

So friends if your credit score is very low. So how can you improve it? I mentioned only four factors while making the correction

Take care of those four factories, your CIBIL score will automatically improve. But it may be time to improve in this way

If you want to print very soon then you can do it for this. That you go to your bank and you FD some money. Means make a fixed deposit of some money. When you receive a fixed deposit. So almost all banks have such facilities, you can get your 80% credit card. Fixed deposit then you will get 80% credit card. Your fixed deposit from him. And use the credit card at 30-35% limit and pay the bill on time. If you do this for 6-7 months, your credit score will automatically be affected. So now you know what is the CIBIL score how to calculate

How can you check your CIBIL score and how can I improve

So guys, if you still have a question-related CIBIL score. You can comment in our comment box.

How to Use Bajaj Finserv EMI Card Apply Online / Offline

How to Use Bajaj Finserv EMI Card Apply Online /Offline | No cost EMI, Eligibility, Document's 

  • What is the no-cost EMI card of Bajaj Finance?
  • How to make this NO Cost EMI Card?
  • How to apply both online and offline?
  • What documents should we have to get a no-cost EMI card?

What is the benefit of making this no-cost EMI card? And what other terms and conditions to follow.

If we buy any item using this EMI card, how will we pay the installment or EMI? How many months can we get the installation? What percentage of interest will be charged and how much downpayment will happen.

Meaning, when we are buying a product, then how much money we will pay for that product. And friends, this is the most important thing. Many people say that after taking this EMI card, you have to pay any extra charges here.
How to Use Bajaj Finserv EMI Card Apply Online

 What extra charge do we have to pay?

We will all know in this post, so let's know how to unlock something.
Bajaj Finserv is a financial services company that offers various types of loans. With this, he gives the customer another facility, the No Cost EMI Card.

Friends, Bajaj gives its customers a no-cost EMI card, using which you can buy any goods. Any online or offline store.
It is also with no cost EMI, so you must be thinking now what is this no-cost EMI card?

Friends, whenever you use your debit card or credit card,
To buy any product on EMI, therefore for months, you want to buy that item on EMI. Accordingly, the company is taking an interest in the price of your product, and that money is added after adding the product price and interest amount. The amount is divided by the months for which you want to buy this product on EMI. Divide into equal parts and in this way, you will have to pay a small part of the price of your product to the company. That too with interest.

But if you buy this Bajaj Finserv EMI card, you will not have to pay interest in it, rather, only a small part of the price of the product will be given. This means that if you buy that product by paying it in full at once, then how much money you will have to pay in the installation, then it is a no-cost EMI.

So now that if we have to make this card, what documents do we have and what are the terms and conditions to be followed?

Friends, if you want to make this card, you will have to give four documents mainly.

  • 1. PAN card
  • 2. Aadhar Card
  • 3. A Canceled Check
  • 4. Duly signed ECS form

You may also need a bank account to fill this form. Now the terms and conditions come in the matter.

There are mainly two terms and conditions to be followed.

The first condition is that you want to make this card in your name

They should stay ahead for 21 years to 60 years. If he is less than 21 years or more than 60 years. Therefore, he is not eligible to make this card.

And the second condition is that in whose name you are making this EMI card

He has a regular source of income, meaning, if he should come in regular income from anywhere, these are two rules and conditions.

So if you want to make this card, you will make

There are mainly two ways to make it.

The first way is offline and the second way is online

So, first, we will learn about the offline route

To make this card offline, you just have to go to a big shop near you. Where large appliances have been sold
Need to know if it accepts Bajaj Finance's card and if it accepts this EMI card then go there and choose the product you want to buy on EMI

After selecting the product at the time of payment, then you will have to tell there that you want to buy it. Bajaj Finance's No Cost EMI Card will then match the payment you are taking.

With the representative of Bajaj Finance and that representative will tell you everything about the EMI card of Bajaj Finserv and after that, he will ask for four documents in which you will have to provide PAN card, Aadhaar card, a canceled check, and an ECS Mandate Form

So now you must be thinking from where you will get this ECS form

Friends, these ECS forms can be found at any bookstore. Otherwise, you can get it from that representative.
So after giving these four documents, friends, that representative will check your civil score in front of you and according to the civil score accordingly, the credit limit of your Bajaj Finance No Cost EMI card will be fixed and after that, you will get the EMI card.

But friends, now you do not take EMI card in hard copy the way you get ATM Card or Credit Card, here you will get these cards in an application. Bajaj Finserv's official wallet. This application you will have to download from Play Store. Otherwise, you can find a direct link in our details box of this application from there you can also download it. And if you are facing any problem.

So Bajaj is the representative of Finance. He is only there to help you. You can ask him to complete the card collection process

It will install the app on your phone and it will guide you on getting an EMI card. These people will guide you on everything.

So what do you have to do here? Install the app on your phone and then register it with the number you have just registered

When taking a no-cost EMI card, when you register with this number in this app, after registration you can see the profile icon in the left upper corner and next to those friends, you can also see a card icon.

If this is your register number, then when you click on that icon, after filling the date of birth date, friends

Will show your card there but the card number will not show there yet

For card number, one option of view card number under the card is to click on it when you click on it.

You will get an OTP on your registered number and you have to fill that OTP here and then will show you the card number and card details. Then after that, you can use your EMI card anywhere, so in this way, you can make your EMI Card offline.

Now let's talk about Online Way to Create EMI Card

First of all, let me tell you if you want to make the EMI card of this Bajaj FInance online.

So you have to be a customer before Bajaj Finserv, meaning you must have already borrowed from Bajaj or, by any means, your profile should be created on Bajaj Finance and you must have a username and password to log in. So, if you are already a customer of Bajaj financer

Then go to your customer portal and there you have to log in with your Id password. After logging in, you have seen two options, the first is Option Shop online and the second is of account information, then you have to go to an option with account information. Then you can see all the personal details
With that, it will also tell you which loan you have taken earlier and it will be a pre-approved option. You have to click on it.

As soon as you click on it, you will be told if you are eligible for EMI card and if eligible then how much credit limit you can get with this EMI card. You can claim this card from friends and get a hard copy from there.

After you claim people, you have to install this application. And after that, you have to register with the same number and then you got the offline EMI card. In the same way, if you get online, this way you can create your own no-cost EMI card

So now it comes to where and how you can use it
You can use it both online and offline, so first of all, we learn about offline. You cannot do it offline at any store, it can only be used there which is Bajaj's partner store. Where is the EMI card of Bajaj Finance accepted, first of all, you have to know whether the shop you are visiting accepts EMI card of Bajaj Finance

Friends, there are more than 60000 stores in 13000 cities across India, which is Bajaj's partner store. Where these EMI cards will be accepted
So, friends, almost all the big shops have accepted this card, so you have to know whether they are accepting this EMI card and if they accept then just go there select the product and show you this card at the time of payment. This way, you can use this EMI card offline.

Now it comes to use online

You cannot use it on an all e-commerce website. You can only use it on a large website.

Such as Amazon, Flipkart, Paytm Mall, McMytrip, Travel Samsung and Vivo's Official Sites Choose My Cycle

Bajaj EMI Store, an official website of Bajaj. So, on this website, you can use this EMI card, but how do you use it? Friends, use any product you want to buy.

Go to the product detail page from any website where the product description is, then you go to the product page and see where the product description resides and the EMI option will appear on the same page. Like if you are doing this card on Flipkart and if you are using a smartphone then slide downwards, then you will see the option of Easy Payment under which you will see the option of View Details, then click on View Detail. As soon as one-click on View Detail and if the product is offered on No Cost EMI then you will see 3 options.

  • No cost EMI
  • EMI
  • COD

And if there is an offer for the product on No Cost EMI, then you will see only AMI and COD option on it, so you have to buy the product using No Cost EMI, then click on NO COST EMI as soon as you click on NO COST EMI What card is used to buy that item, no-cost EMI provides you

A list of these cards shown there is also the name of the Bajaj Finserv EMI card. So, you have to click on it when you click on it, then it will be shown how much time you can receive payment in which 3 months, 6 months, 9 months, 12 months and 24 months

These four options can be found Then you will know there

If you buy this product, Then you have to pay for how many months and

How much money do you have to pay each month

So this way you can get to know friends

How much time do you get And how much you have to pay

So now this is how you will buy this product

Using this card Buy friends like you buy any product In the same way, you have to buy it too

When you go to the payment gateway

Then you will see the option of credit card, debit card

BHIM UPI, Net Banking

Additionally, an alternative to EMI shows

So, you have to select the EMI option

When you choose the EMI option,

If you are on the desktop you will see 2 options.

First EMI and second no-cost EMI

But the same if you are using it in a smartphone

If you are running an offer for NO COST EMI

The card you are coming will show you above

And below, you will be shown a credit card that you can buy on EMI

Then you have to click on the option of Bajaj Finserve

When you click on it

Then, he will tell you the time and payment of EMI.

So select the number of the month you want to put in it.

After selection click on Resume

So when you click on continue

You will get the option to fill card details

Then you will be given the option to fill there

Card Number, Expiry Date, CVV Number

But friends there will not show you the CVV number

So many people are asking CVV no.

You will not get CVV number

All you have to do is fill in the card number.

As soon as you don't have your card.

On which the CVV number is written

You do not need CVV but it will be written

Because it will find out

You are using Bajaj Finserv's EMI card

After filling the card number, the expiration date has to be filled

And the column is the same with the number on the number

Then click continue

Then after that friends will have an OTP on your registration number.

If you fill that note your order will be completed

And your order will also be placed.

So, friends, you like from any online store

You can buy any product on EMI

Using this NO COST EMI card.

So now it comes

How much downpayment do we have to pay

Buying time

Here friends have to pay 0% downpayment

You will not have to pay a down payment

You will receive EMI directly from next month.

How do you pay EMI or installment

There are mainly two ways to pay EMIs.

The first way is

When you were filling out the ECS form,

A bank account that was filled in

In that bank

You have to pay by the 1st of every month

Your EMI Monthly Amount

You can know your EMI Pay Amount as your Bajaj Finserv Wallet

Otherwise, if you approve your EMI card online

Then you can know from

Your Bajaj Finserv Customer Portal

Otherwise, when you are in the payment gateway of the website

You are choosing the EMI option

There too you have seen your EMI amount

So, this way you have to pay your EMI

In your bank account

On the first date of the month

Friends almost people who have EMI payment date

It happens on the 2nd

So if you deposit money in 1 day,

Again in 2nd date money

Will be deducted from your account And another way

If you accept your EMI card online

Then go to your customer portal

Then where you have seen the loan statement

The same place will also create an EMI card column

What is Flipkart Axis Bank Credit Card? Where and how can we use it?

Friends, if you shop at Flipkart, do you know what Flipkart Axis Bank Credit Card is? Where and how can we use it?

What are the advantages and disadvantages of using Flipkart Axis Bank Credit Card? How can we create this credit card by applying online?
What documents should we have to make it? And what terms and conditions we have to follow.
What is Flipkart Axis Bank Credit Card? Where and how can we use it?

 To be eligible in this credit card, the most important thing is that friends, if we use this credit card, what additional charges will we have to pay? And let's know how we can avoid that extra charge.

To buy something online, Flipkart has launched a co-branded credit card. With Axis Bank and MasterCard.
Which is called Flipkart Axis Bank Credit Card. These credit cards will be provided for all new-to-credit i.e. new credit customers. Using this credit card, you can make purchases on Flipkart.

If you make this credit card with an unlimited cashback offer, you can get many more benefits.

As soon as you create this credit card, first you will get welcome benefits.
Under which you will get a discount of Rs 3300.
So how would it happen?
Friends, as soon as you create this credit card, you will first be sent a mail within Welcome Benefits, which will have a voucher for Flipkart which will be full 500 rupees. Using that voucher, you can buy any product. Flipkart with a discount of 500 rupees and another offer which,

If you shop at and if you pay with this credit card, you will get 15% off on the first transit.
It can be a maximum of 500 rupees.

And the third discount is on Makemytrip
If you book on Makemytrip, which is up to 2000 rupees and if you pay with this credit card, you will also get a discount of 500 rupees.

If we talk about the fourth offer, then the fourth offer is on the Music App Gaana, a 6-month subscription of the Music App Gaana will be given for free.

And the fifth offer is on Urban Clap, Urban Clap is a lifestyle service provider, if you take service from there, you will get a discount of Rs.400
If you paid using this credit card

 Friends, if we talk about the 6th offer, then there is a 6th offer on Gobiibo, there you will get a discount of 500 rupees. If you use this credit card for payment.
So in the same way you get a benefit of Rs 3300, within the welcome benefit. This is about welcome benefits.

Now comes the Second Benefit, the second benefit is on your transaction,
If you use this card and shop

Flipkart, Myntra, then you will get a cashback of 5% on every transaction.

Is there a limit to this cashback?
There is no cashback limit for any friend.
As you may be aware the 15% discount is given
There is a maximum limit on any amount, there is nothing like it here.

Here it is if there is a discount of 5%, so if you are buying 1000 items, then you will get Rs 50 and if you are buying goods worth Rs.10,000, you will still get Rs 5000.
So here you get unlimited cashback.

If payment has to be made using this credit card
You will also get 4% off, that too is not the maximum limit
Every product you buy will get a 4% cashback.

So now the remaining traders

So if you pay the remaining merchants,
By using this credit card, you will get 1.5% cashback

The same friends, if we talk about the third benefit, the third benefit is fuel surcharge weaver.
The fuel surcharge is a wave, whenever you get petrol from any petrol pump and you will pay using your ATM / Credit Card
Therefore you have to pay 1% extra there which is called a fuel surcharge.

So this is the one who is paying 1%

If you use this credit card, then for payment there
Then fuel surcharge which will be forgiven.
That 1% will not be taken from you
So here too there are advantages, if you are going to take petrol every day, then you will save 1%.
Likewise, this credit card has many benefits.

So now we know that if we want to make this Flipkart Axis Bank Credit Card, what documents should we have. And what other terms and conditions to follow.

There are mainly two terms and conditions

The first condition is your age limit.
The person who wants to get this card must be at least 18 years of age,
And the maximum age should be within 60 years.
If he is under 18 years of age
Then he is not eligible to create this credit card
If we talk about the second condition, then the second condition and condition is
Whose Name Do You Want To Create With This Credit Card?
They should reside in India otherwise non-resident Indians, so if you follow these two terms and conditions
Then you are eligible to create this credit card.
So now it comes to documents
The first document mentioned here is
Your color picture, you have to give a picture here.
The second document is Identity Proof.

In the third document, you must provide proof of residence.
And in the fourth document,
You have to provide your PAN card.
And if you do not have a PAN card, you can submit Form 60 by filling it.

Now it comes to the fifth document and the most important document
Which is your income proof?

You have to show an income proof here,
 What can you give in income proof
If you work, then you give a salary slip here.
If you do not have a job, you are self-employed
Then you have to file an income tax return.
You can give a copy of the IT return, and if you are not doing your job or not self-employed, then you have to give a Form 16 by filling Form 16 here.

So this is what happened to the documents. Now comes
How can we put this credit card
 To get the card made, one has to go to the Axis Bank website.
You will be redirected to that page of the Axis Bank website
From which page you can apply on this credit card. As soon as you enter that credit card, you will have to slide that page down
Then you will see a form there.
There is a question above to look carefully with 4-5 columns
It must be written that you are an existing customer of Axis Bank
And the two options will be YES and NO.
If you already have an account with Axis Bank, select Yes and if not, select No.

Friends after that

You have to fill your name in the first column.

In the second column, you have to fill your mobile number.

And in the third column, you have to choose your profession.
So when you click on it, the junior girl does not go. Friends will appear in that column, in the end, there will be a down arrow, click on it, then there will be OpeningThree options,
Salary, Self-Employed or Not Earning
In which you will get a salary when you get a job
So you have to choose a salaried person

If you are not working then you are self-employed
Then you have to select self-employment. And if you are not working and not self-employed
Then you have the top select. Not earning and then in the next column
You have to fill your monthly income.

Then once again you have to click on the down arrow
As soon as you click on the down arrow,
You will get 4 options, whatever you have to choose for your income,
If you are not an earning person then you can select the option below 25000.

Which is the last column after selecting it
That's your Pincode
Whatever your PIN code is in your address. Fill it there After filling the PIN code,
Friends will see another column
With some code written on the left side
The code you need to fill in that column
The way you fill any captcha
So when you fill that verification code
Then there is a "Call Me" button below it.

You have to click on it, as soon as you click on it
Then you have to redirect to a new page.

You will get a call shortly and contact no. is given
From that contact no. You will get a call
Deposit your PIN code from Axis Bank that you have filled

Take a call from the nearest branch and they ask you
What credit card do you want to make, then you have to tell it
That you want to make Flipkart Axis Bank Credit Card.

Then he gives you all the information. About Flipkart Axis Bank Credit Card After that if you want to make that credit card
Then he will send you the agent of Axis Bank who will come to you
And will verify your entire document. And after that, he would ask for a photocopy of all his documents,
So you have to keep in mind that you have to take a photocopy in advance. Of all your documents. So when he comes there is no time to waste you, and you give him a photocopy, then you have to give a photocopy of it, he will take it and go to the bank.

And in the bank, he processes all your documents
In this process, you have to spend 21 days
After the process, it will check your CIBIL score
And if your CIBIL score is good
Then 90% chance your card will be approved
And will be sent to your credit card after 21 days.
Which will reach you in a few days? And after that, you can use it. So, many people have been rejected here

So, why many people rejected the application?

Rejected because his CIBIL score is not good

So if you want to know about CIBIL score
And apply again a few days later.
Otherwise, you can apply in the name of your parents
Can recreate it
So it is a matter of how we make this credit card,

Now it comes that if we make and use it,
Then we have to pay an additional fee, but you will pay the first extra charge that you pay.

Join for free
When you are making this credit card,
Then you have to pay a joining fee of Rs 500.
And the other one that is extra charged is yours

Annual Fee
The annual fee also friends, you have to pay 500 per year
The first year you will not have to pay an annual fee
In the second year, you will have to pay an annual fee
But if you want to avoid the second year annual fees

There is a solution for that
If you transit. 2 lakhs a year
Then the annual fee is Rs 500,
It will be forgiven.
Similarly, if we talk about the third additional charge
Third, which is an additional fee, is a cash withdrawal fee.
Here you have to pay several types of pay cash withdrawal fees, which will be 2.5%. If you take cash from any ATM machine. Using this credit card, you will have to pay a 2.5% extra charge there. But here it is not that if you have to pay Rs 100, then you have to pay Rs 102.5.

You have to pay a minimum of Rs 500
If you get 100 rupees as an additional fee, then you have to pay 500 rupees. If you get 200 rupees then you have to pay 500 rupees
Until you withdraw the amount, 2.5% of which is 500 rupees or more.

By the time you go out, you will have to pay 500 rupees only.
Friends, you have to pay a lot on late payment fees.

Friends, you must have known by now, what is Flipkart Axis Bank Credit Card
How to create Flipkart Axis Bank Credit Card What additional charges will you have to pay? If you still have a problem with this credit card, you can comment in the comment box, your comment will be answered.